COMMERCIAL SERVICES Brief Overview When dealing with flood loss, fire loss, or the results of another disaster, property insurance claims present a unique challenge to commercial business owners trying to work without the help of their own claims adjusters. Not only are business owners faced with critical business recovery decisions, they are also responsible for damage mitigation. They may soon find themselves navigating a complicated insurance claim complete with business interruption calculations and the need to produce reams of loss detail for their insurance carrier that are hard to understand without the assistance of their own insurance claims adjusters. While they will most likely be reimbursed by their insurance company for losses sustained, chances are they could be entitled to more money back than they received on their claim. Keep in mind that an adjuster sent by an insurance company will always be looking out for the best interests of their employer. They have reason to be biased, and the only one coming up short in a situation is going to be the policy holder. At these critical times, it is definitely a good time to call in an established team of expert public adjusters to handle a claim settlement to ensure that they maximize the amount of money they are entitled to... Contact us at Hillis Adjustment Agency. Hillis Public Adjusters work for you, the client, not an insurance company. We will give our clients a fair and accurate assessment of their property's damage and make sure that they get back what they deserve for their insurance claim. If there is no recovery, then we don't charge a fee! It's that simple. Our Services Include: • • • • • • • • • • Advise and assist the policy holder in presenting their claim, as the insurance policy puts the burden on the insured to prove their damages and present a detailed account of their loss. Review the policy and advise to what you are legally entitled. Fully investigate and document the claim. Provide the insurance company with a detailed and accurate report of damages. Provide the physical inventory and appraisal of all damaged personal property. Provide experts if needed to support the claim. Negotiate the best possible settlement. Keep you apprised of the settlement efforts. Minimize the stress and hardship of having to do it alone. Collect and disburse the greatest settlement payment to you. Scenario: Overnight, a fire breaks out at your business. Even though no one is hurt, your business has suffered a considerable loss. In an instant, your life has changed. As days pass, your income is down from loss of business, yet your bills mount, as you still have to pay rent or mortgage, employee salaries and additional emergency expenses. To make matters worse, you need to place an insurance claim. Time is of the essence as you struggle toget your business up and running as quickly as possible. Solution: CALL HILLIS ADJUSTMENT AGENCY IMMEDIATELY! Placing an insurance claim is a long and tedious process. As a business owner, you have more important matters to take care of. Hillis can help simplify this situation by handling everything for you, starting from the date of loss until your last claim check is collected. Rest assured, we will not settle a claim until we reach a fair and satisfactory agreement with your insurance company. It's what we do. It's all that we do.

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