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      <image:title>Blog - February 2026 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - February 2026 Newsletter - Make it stand out</image:title>
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      <image:title>Blog - February 2026 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - February 2026 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - January 2026 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - January 2026 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - January 2026 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - December 2025 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - December 2025 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - December 2025 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - November 2025 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - October 2025 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - September 2025 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - August 2025 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - July 2025 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2026-01-13</lastmod>
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      <image:title>Blog - June 2025 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
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    <lastmod>2026-01-13</lastmod>
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      <image:title>Blog - May 2025 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.hillis1.com/blog/2zs6x21cwz2c70mkoiihhhcxyzw3vs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/b11300df-5890-40dd-93ad-3d3bf48bdada/unnamed+%2830%29.png</image:loc>
      <image:title>Blog - March 2025 Newsletter - The season is changing, and so is the insurance landscape! Whether you're bracing for winter storms up north or hurricane recovery in the south, we’re here to help you make sense of it all. Here’s what’s new and how we can support you!</image:title>
      <image:caption>REGIONAL UPDATES &amp; RESOURCES As spring approaches, storm season is on the horizon for all regions. Taking proactive steps now can save time and money later. Pennsylvania &amp; New Jersey: Wind and hailstorms are common in the spring. Review policies for adequate wind and storm damage coverage. Check your roof and siding for vulnerabilities. The Carolinas &amp; Florida: With hurricane season beginning in a few months, now is the time to prepare. Reinforce windows and doors, and clear gutters to prevent water damage. Review flood insurance coverage, particularly for coastal areas.</image:caption>
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      <image:title>Blog - March 2025 Newsletter</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/1745335802708-XVLE8PPCEE5E0UL744A7/unnamed+%2834%29.jpg</image:loc>
      <image:title>Blog - March 2025 Newsletter</image:title>
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  <url>
    <loc>https://www.hillis1.com/blog/ikjhfefbvpnn2q8n7xjv368fe9uqlx</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/bea2a8f4-0609-40bf-9d86-9a341fee9c71/unnamed+%2831%29.jpg</image:loc>
      <image:title>Blog - February 2025 Newsletter - As February unfolds, we find ourselves at the crossroads of winter’s challenges and the upcoming spring storm season. Whether you’re in the snow-covered North or the storm-prone South, Hillis Adjustment Agency is here to help you stay prepared and informed.</image:title>
      <image:caption>This month, we’re sharing tips, resources, and regional insights to help you tackle winter-related damage and prepare for storm season, no matter where you’re located.</image:caption>
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      <image:title>Blog - February 2025 Newsletter - Make it stand out</image:title>
      <image:caption>We want to hear from you. What kinds of topics would you like us to cover in the coming months? ﻿We value your feedback and would love to hear your suggestions for content that would be most helpful to you.</image:caption>
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  <url>
    <loc>https://www.hillis1.com/blog/f6wrzhali3khblk8fmi2ihf2ta5e8u</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/3100c55c-e661-43f4-abfa-00a3dca5acf7/unnamed+%2827%29.png</image:loc>
      <image:title>Blog - January 2025 Newsletter - Happy New Year!</image:title>
      <image:caption>As we step into 2025, winter weather presents unique challenges depending on where you live. From heavy snowstorms in the Northeast to freezing rain in the Carolinas and fluctuating temperatures in Florida, protecting your home is essential. This month, we’re sharing regional tips to help safeguard your property and navigate potential claims.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/87219e52-8fad-41a6-ae49-416cd1cf182f/unnamed+%2828%29.png</image:loc>
      <image:title>Blog - January 2025 Newsletter - For Q4 2024, we are thrilled to recognize two outstanding team members as Employees of the Quarter!</image:title>
      <image:caption>This peer-nominated award highlights their incredible dedication, teamwork, and impact on our mission.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/7412456c-4ff5-4449-b98f-e66aca2396a4/unnamed+%2829%29.jpg</image:loc>
      <image:title>Blog - January 2025 Newsletter - Deitra Oliver</image:title>
      <image:caption>Deitra showed extraordinary leadership by single-handedly managing the influx of incoming leads from both Hurricanes Helene and Milton.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/b3aaa5c2-3f5a-4c70-b66c-9cd3e9481dee/unnamed+%2830%29.jpg</image:loc>
      <image:title>Blog - January 2025 Newsletter - Jessica Yim</image:title>
      <image:caption>Jessica stood out as our consistent adjuster on the ground in Florida, ensuring seamless support and resolution for our clients.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/ee149662-2e67-49d9-b7fb-f2b2b47c086d/unnamed+%2829%29.png</image:loc>
      <image:title>Blog - January 2025 Newsletter - Many factors can influence insurance premiums, including the property's location, age, construction type, claims history, credit score, and even broader market conditions like regional loss trends and catastrophic events. Each of these elements contributes to how insurance carriers assess risk and calculate premiums. However, it’s important to note that our response is based on the best of our knowledge and experience with state-admitted insurance carriers. Admitted carriers are required to comply with state insurance department guidelines, which impose limitations on actions like excessive rate increases or policy non-renewals, particularly in the context of legitimate claims. These state-specific regulations ensure a higher level of oversight and consumer protection. By contrast, non-admitted carriers (also known as surplus lines insurers) operate with far less regulatory oversight. Their premiums may be determined based on a much broader range of factors, many of which are not subject to the same rules and restrictions that govern admitted carriers. This flexibility allows non-admitted carriers to provide coverage where standard insurers may not, but it also means that premiums can vary significantly without the regulatory safeguards consumers might expect. It’s a complex and nuanced topic, as every carrier's underwriting practices differ, and state-specific rules add further layers of variability. If you have questions about a specific policy or carrier, we’re always here to help clarify!</image:title>
      <image:caption>Insurance premiums are influenced by several factors, including: Property location: Areas prone to natural disasters, crime, or higher claims frequency may have higher premiums. Claims history: Filing frequent claims, even small ones, can lead to increased premiums. Property characteristics: Age, size, and condition of your home, along with safety features, impact your rates. Monetary Thresholds: When to File a Claim Consider these factors: Deductible: If repair costs are close to or below your deductible, it may not be worth filing. Impact on premiums: Filing small claims may lead to premium increases over time. Severity and urgency: For significant damage that risks worsening over time, filing a claim is often advisable. A free consultation with Hillis before you file a claim can help clarify the potential impacts and help you understand the specific terms and conditions of your policy We hope this helps clarify your concerns! Let us know if you'd like further insights or specific examples.</image:caption>
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    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
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      <image:title>Blog - December 2024 Newsletter - At Hillis Adjustment Agency, advocacy is at the heart of everything we do. Whether we’re adjusting claims, reviewing policies, or connecting you with valuable resources, our mission is to support and empower you through every step of the insurance process.</image:title>
      <image:caption>Advocacy doesn’t end with claims. We also provide proactive support by reviewing insurance policies, helping you understand your coverage, and identifying areas where additional protection might be beneficial. We’re also committed to educating our clients and communities, sharing resources on storm preparation, winterization, and recovery. This year, whether its deploying additional adjusters to Florida and North Carolina to assist hurricane victims or supporting Northeastern clients with winter-related claims, our dedication to advocacy never wavered. We’re proud to be more than adjusters—we’re your partners in navigating the unexpected. Let us be your advocate. When you need support, Hillis Adjustment Agency is here for you.</image:caption>
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  <url>
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    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/f0d64b6c-d19a-403f-816e-88b103002da0/unnamed+%2826%29.png</image:loc>
      <image:title>Blog - November 2024 Newsletter - Make it stand out</image:title>
      <image:caption>As November arrives, different regions across the East Coast face unique weather challenges. At Hillis Adjustment Agency, we’re here to help you prepare and protect your property based on where you live. Below are region-specific tips, weather forecasts, and lesser-known insurance policy insights for the upcoming season.</image:caption>
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  <url>
    <loc>https://www.hillis1.com/blog/roydupcn77dbz2q01ii6ks79vwiokb</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/f7156695-729e-4e51-bb4e-dc26bfe770cf/unnamed+%2825%29.png</image:loc>
      <image:title>Blog - October 2024 Newsletter - Happy Fall, Y’all!</image:title>
      <image:caption>As we move into the cooler months, it's important to prepare our homes and businesses for the unique challenges that fall and winter can bring. From unpredictable weather patterns to seasonal hazards like fires and frozen pipes, October is the perfect time to ensure your property is ready for whatever the season may bring. In this month's newsletter, we're sharing essential tips for protecting your home and navigating potential insurance claims, customized for residents across Pennsylvania, New Jersey, the Carolinas, and Florida. Whether you're facing early snowfalls, autumn storms, or holiday fire risks, we're here to help you stay informed and prepared. Stay safe this season, and remember—if you need help with an insurance claim, our team of public adjusters is ready to advocate for you!</image:caption>
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    <lastmod>2025-04-22</lastmod>
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      <image:title>Blog - September 2024 Newsletter - Happy Labor Day from Hillis Adjustment Agency!</image:title>
      <image:caption>As we celebrate this special day dedicated to the hardworking spirit of our nation, we want to extend our heartfelt gratitude to all laborers across the country. Also, we want to extend our heartfelt gratitude to our incredible team. Your dedication and commitment are the backbone of our success. Today, we especially celebrate each one of you. Thank you for your unwavering efforts and for making Hillis Public Adjusters a trusted name in the industry.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/bf326da9-cbd6-4968-a5a3-98a9804b7995/unnamed+%2824%29.png</image:loc>
      <image:title>Blog - September 2024 Newsletter - Thank You for Your Referrals – We Appreciate Your Support!</image:title>
      <image:caption>Dear Valued Clients, We wanted to take a moment to extend our heartfelt thanks to you for the trust and confidence you’ve shown in us by referring our services to your friends and family. Your referrals are the highest compliment we can receive, and they play a crucial role in our ability to continue serving clients across many states. Thanks to your support, we’ve been able to expand our reach and advocate for even more individuals and families with their insurance claim needs. We are grateful for the opportunity to help those you care about and are committed to providing them with the same high level of service and dedication that you’ve come to expect from us. Congratulations Michael Hawrylack for winning our referral Raffle! With sincere gratitude, Your Hillis Adjustment Agency Family!</image:caption>
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      <image:title>Blog - September 2024 Newsletter - Make it stand out</image:title>
      <image:caption>We are officially in Year 2 of our newsletter and we want to hear from you. What kinds of topics would you like us to cover in the coming months? ﻿We value your feedback and would love to hear your suggestions for content that would be most helpful to you.</image:caption>
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      <image:title>Blog - August 2024 Newsletter - Back to College Preparation</image:title>
      <image:caption>As your child heads off to college, it's vital to consider how their belongings are insured. Here’s a deeper dive into the options available to ensure their dorm room items, electronics, and personal property are protected: Homeowner’s Insurance Extensions Many homeowner’s insurance policies extend coverage to students living away from home. This typically includes protection for personal property like clothing, laptops, and other essentials. However, coverage limits and terms can vary. It’s important to review your policy and confirm that your child's belongings are adequately covered. Renters Insurance for Dorms Renters insurance is specifically designed for tenants, including those living in dormitories. This type of policy can cover personal property from theft, fire, and other perils. It often includes liability coverage, which can be useful in case of accidental damage to the dorm room or injuries to others. Specialized Student Insurance Some insurance providers offer specialized policies tailored for students. These policies can include higher coverage limits for electronics and valuables and may also cover items not included in standard renters or homeowner’s policies. Contents Coverage Options When evaluating insurance options, consider the value of your child’s belongings. Make a list of items such as laptops, tablets, and expensive clothing to ensure they are covered. Check if your current insurance policy includes adequate contents coverage or if you need to purchase additional coverage Documenting Valuables To make the claims process smoother, document your child’s belongings before they leave. Take photos of valuable items, keep receipts, and maintain a detailed inventory. This will help in case you need to file a claim for lost or damaged property. Back to School Preparation A smooth transition back to school starts with a well-organized home. Here are some practical tips to help you prepare: Creating a Productive Study Space Designate a quiet, clutter-free area in your home for studying. Ensure it is well-lit, equipped with necessary supplies, and free from distractions. Consider ergonomics—comfortable chairs and desks can enhance focus and productivity. Organizing School Supplies Create a dedicated space for school supplies such as notebooks, pens, and textbooks. Use storage solutions like bins or shelves to keep everything accessible and organized. Make sure each family member has their own area for their supplies. Establishing a Routine Develop a consistent daily routine that includes time for homework, extracurricular activities, and relaxation. A predictable schedule helps students manage their time effectively and reduces stress. Include regular family meetings to discuss any upcoming events or changes. Preparing for Morning Efficiency Streamline your morning routine by planning outfits, packing lunches, and organizing backpacks the night before. Establish a clear, step-by-step process for each family member to follow, making mornings less hectic. Health and Wellness Check Ensure that all health-related appointments are up-to-date before school starts. This includes physical exams, vaccinations, and dental check-ups. A healthy start contributes to a successful school year. Meal Planning Consider planning and preparing meals in advance to save time during the school week. Healthy meal options can support better focus and energy levels for students.</image:caption>
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      <image:title>Blog - August 2024 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - August 2024 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - August 2024 Newsletter - Make it stand out</image:title>
      <image:caption>We are officially in Year 2 of our newsletter and we want to hear from you. What kinds of topics would you like us to cover in the coming months? ﻿We value your feedback and would love to hear your suggestions for content that would be most helpful to you.</image:caption>
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    <lastmod>2025-04-22</lastmod>
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      <image:title>Blog - July 2024 Newsletter - Preparing for Peak Hurricane Season: Essential Insights for Homeowners and Businesses As we enter the peak of hurricane season, it’s crucial to be well-informed and prepared. In this month’s newsletter, we aim to highlight how Hillis Adjustment Agency can assist you in the aftermath of a storm, clarify important insurance policy clauses related to hurricanes, and address common pitfalls in hurricane damage claims.</image:title>
      <image:caption>The Role of Your Hillis Public Adjuster During Hurricane Season At Hillis Adjustment Agency, we understand the challenges that come with hurricane damage. Our team of expert public adjusters is here to help you navigate the claims process and secure the best possible settlement. How Hillis Assists in the Aftermath of a Hurricane Damage Assessment: We conduct thorough inspections to document all damage, including hidden issues that might be overlooked. Claim Preparation: Our team prepares detailed and accurate estimate of the damages and also ensures all required documentation is included. Negotiation with Insurers: We act as your advocate, negotiating with the insurance company to secure the best possible settlement. Expert Guidance: We provide advice on your rights and obligations under your insurance policy, helping you understand your coverage and exclusions. The Benefits of Having Hillis Handle Claims Maximized Settlements: Our Adjusters often secure the best possible settlements than policyholders might achieve on their own, thanks to their expertise. Time Savings: We handle the detailed work involved in filing and negotiating claims, saving you time and effort. Stress Reduction: By managing the claims process, we allow you to focus on rebuilding your life and property. Professional Expertise: Our specialized knowledge of insurance policies and the claims process is invaluable in complex cases.</image:caption>
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      <image:title>Blog - July 2024 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - July 2024 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - July 2024 Newsletter - Make it stand out</image:title>
      <image:caption>We are officially in Year 2 of our newsletter and we want to hear from you. What kinds of topics would you like us to cover in the coming months? ﻿We value your feedback and would love to hear your suggestions for content that would be most helpful to you.</image:caption>
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      <image:title>Blog - June 2024 Newsletter - REFER A FRIEND FOR A CHANCE TO WIN PHILADELPHIA EAGLES TICKETS!</image:title>
      <image:caption>As we gear up for the summer months ahead, we wanted to take a moment to express our sincere gratitude for your continued trust and support in choosing Hillis Adjustment Agency for your insurance claim needs. Your confidence in our services has not only allowed us to thrive but has also fueled our commitment to excellence. At Hillis, we understand that navigating insurance claims can be a daunting task. That's why we strive to provide you with unparalleled expertise, personalized attention, and unwavering advocacy every step of the way. Whether you've experienced property damage, a natural disaster, or any other insured loss, our dedicated team is here to ensure that you receive the fair and timely compensation you deserve. We are truly humbled by the countless referrals we receive from satisfied clients like you. Your recommendations are a testament to the trust you place in us, and we are incredibly thankful for each and every one. To show our appreciation, we're excited to announce our: JUNE REFERRAL GIVEAWAY!! For every new client you refer to Hillis Adjustment Agency who has a valid claim and signs a contract with us during the month of June, you will receive a raffle ticket entry for a chance to win tickets to a 2024 Eagles home game this season. Imagine cheering on your favorite team live, surrounded by the electric atmosphere of the stadium – it could be you! So, if you know someone who could benefit from our services, don't hesitate to refer them to Hillis. Click the link below and send their information our way! REFER A FRIEND If you want to have them call us themselves that works too just make sure they mention your name and the "JUNE EAGLES GAME TICKETS REFERRAL" when they call! This is imperative for you to be added into the raffle! Not only will they receive top-notch assistance, but you'll also have the chance to win an unforgettable experience. Once again, thank you for choosing Hillis Adjustment Agency as your trusted partner. We look forward to continuing to serve you with integrity, professionalism, and a steadfast commitment to your satisfaction. Warm regards, Your Hillis Adjustment Agency Team!</image:caption>
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      <image:title>Blog - June 2024 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/8c4d0395-3f68-4ceb-8ab8-5486eab37048/unnamed+%2817%29.png</image:loc>
      <image:title>Blog - June 2024 Newsletter - Make it stand out</image:title>
      <image:caption>One of our requests from our newsletter feedback section was a list of reputable Insurance Companies to contact for your personal homeowners insurance. If you are interested in receiving a list of reputable Insurance Companies please click the button below. Please note we have absolutely NO stake in referring this list financially and or contractually.</image:caption>
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      <image:title>Blog - June 2024 Newsletter - Make it stand out</image:title>
      <image:caption>We are officially in Year 2 of our newsletter and we want to hear from you. What kinds of topics would you like us to cover in the coming months? ﻿We value your feedback and would love to hear your suggestions for content that would be most helpful to you.</image:caption>
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    <loc>https://www.hillis1.com/blog/summer-home-safety-tips-protecting-your-home-and-loved-ones</loc>
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    <lastmod>2024-05-07</lastmod>
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    <lastmod>2025-04-22</lastmod>
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      <image:title>Blog - May 2024 Newsletter - May is the perfect time to start preparing your home for the summer season and the potential storms that come with it. As your trusted public adjusting firm, we are here to offer some helpful tips and insights on summer and hurricane preparedness, as well as common insurance claims and mistakes to avoid during the season. Let's get started!</image:title>
      <image:caption>Summer and Hurricane Preparedness Inspect Your Roof: Inspect your roof for any damaged or missing shingles. If you find issues, contact Hillis for assistance. We can help you with a roof inspection and guide you through the necessary steps to repair leaks and water damage during summer storms. Clean Gutters and Downspouts: Remove debris from gutters and downspouts to ensure proper drainage. This can help prevent water buildup around your home and reduce the risk of flooding. Secure Outdoor Furniture: Secure or store outdoor furniture and other loose items to prevent them from becoming hazards during high winds. Create an Emergency Plan: Make sure your family knows what to do in case of a storm. Prepare an emergency kit with essentials such as water, non-perishable food, flashlights, and important documents. Common Claims and Mistakes in the Summer Delayed Reporting: One common mistake is delaying the reporting of damage to your insurance company. Contact Hillis as soon as damage occurs so that we can assess the damages and provide guidance on how to move forward. Inadequate Documentation: Keep detailed records and photos of the damage to support your claim. This helps ensure you receive a fair settlement. Not Understanding Your Policy: Many policyholders are unaware of what their policy covers. Take the time to understand your coverage and exclusions to avoid surprises during the claims process. Overlooking Additional Damages: It's important to thoroughly assess all damages, including hidden issues like water damage or structural problems. Missing these can lead to further complications down the line. If you are unsure, contact Hillis at 215-245-5600 Hillis is here to help you navigate the claims process and ensure you're prepared for the summer season. If you have any questions or need assistance, don't hesitate to reach out!</image:caption>
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    <lastmod>2025-04-22</lastmod>
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      <image:title>Blog - March 2024 Newsletter - Spring is HERE!</image:title>
      <image:caption>As we head into Spring, It's crucial to understand that potential storms can bring a variety of hazards, including heavy rain, high winds, hail, and even tornadoes in certain regions. Hillis' goal as your public adjuster, is to educate our home and businessowners on how you can prepare for these potential risks and allow us to navigate the insurance claims process effectively. Below please find some tips on how to better prepare for spring storms: Assess Risks: Spring brings its share of weather challenges, from heavy rains to strong winds and hailstorms. Understanding these risks is the first step in protecting your property. Preparation is Key: Develop a thorough preparedness plan for your family or employees. Secure outdoor items, reinforce windows and doors, and identify a safe shelter area within your building. Document Everything: Before the storm hits, document the condition of your property and valuables with photos or videos. This documentation will be invaluable when filing insurance claims. Emergency Kit: Prepare an emergency kit with essentials like water, food, flashlights, and important documents. Keep it easily accessible in case of evacuation or power outage. Staying Informed: Stay updated on weather forecasts and warnings from local authorities. Sign up for alerts and have a reliable source of information, such as a weather radio. After the Storm: Once the storm passes, conduct a thorough inspection of your property for any damage. Document any losses and contact your insurance company promptly to start the claims process. We hope that these tips will assist in empowering our clients with the knowledge and resources you need to prepare for spring storms, you can help them minimize potential damage to your property. Additionally, emphasizing the importance of proactive preparation can ultimately lead to smoother claims resolution and faster recovery in the event of a disaster.</image:caption>
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      <image:title>Blog - March 2024 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
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      <image:title>Blog - January 2024 Newsletter - Happy New Year!</image:title>
      <image:caption>Dear Valued Clients and Partners, Happy New Year! As we step into 2024, we want to express our gratitude for your continued trust in Hillis Adjustment Agency. We hope the holiday season brought you joy and warmth. As we embrace the opportunities and challenges that the new year presents, we want to keep you informed about developments in the field of property damage adjustment. Our commitment to providing top-notch services remains unwavering, and we are excited to share some important updates with you. Residential Property Damage Services: Our experienced team at Hillis Adjustment Agency understands the stress that can accompany residential property damage. Whether it's due to weather-related incidents, fire, water, or other unforeseen events, we are here to assist you in navigating the complexities of the insurance claims process. In 2024, we aim to streamline our services further, ensuring a smoother and more efficient experience for our valued clients. Commercial Property Damage Expertise: For businesses facing property damage challenges, our dedicated team is equipped to handle the intricacies of commercial property claims. From assessing damages to negotiating with insurers, Hillis Adjustment Agency is your trusted partner in maximizing your insurance recovery. Our resolution-oriented approach will continue to be a driving force in achieving favorable outcomes for our commercial clients. New Year, Enhanced Solutions: In our commitment to continuous improvement, Hillis Adjustment Agency is excited to announce enhanced tools and resources to better serve you in 2024. Our updated technology infrastructure and streamlined processes aim to expedite claims, ensuring you receive prompt and fair compensation for your property damage. Upcoming Events and Educational Opportunities: Stay tuned for announcements about upcoming events and educational opportunities hosted by Hillis Adjustment Agency. We believe in empowering our clients with knowledge, and these events will provide insights into navigating insurance claims, understanding policy terms, and optimizing your coverage. Women In Business Networking Event - May 21st Connect With Us: As we embark on this new year, we encourage you to connect with us on social media platforms to stay updated on storms, hurricanes, resources, the latest industry trends, and tips. Your feedback is invaluable to us so check out the Newsletter Feedback button below to provide us with suggestions on contents and resources. Follow us on: - Facebook - Twitter - Instagram Thank you for choosing Hillis Adjustment Agency as your trusted partner in property damage adjustment. We look forward to serving you in 2024 and beyond. Wishing you a prosperous and damage-free year! Sincerely, Your Hillis Team</image:caption>
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    <lastmod>2025-04-22</lastmod>
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      <image:title>Blog - December 2023 Newsletter - Happy Holidays!</image:title>
      <image:caption>As the holiday season approaches, we at Hillis Adjustment Agency want to take a moment to express our gratitude for your continued trust and support throughout the year. We're honored to serve you, and we look forward to many more years of assisting you. 2023 has been a year of challenges and triumphs, and we are grateful to have been by your side to help you navigate through them. We understand that unexpected damage to your property can bring stress and uncertainty, and we take pride in being there to assist you during these times. Your trust in us is the greatest gift we can receive, and we are thankful for the opportunity to serve you. As we approach the holiday season, we want to extend our warmest wishes to you and your loved ones. We hope that this time of year brings you joy, happiness, and moments of peace. Whether you celebrate Christmas, Hanukkah, Kwanzaa, Three Kings Day, or simply enjoy the festive spirit of the season, we hope it is a time filled with love and cherished memories. During December, our office will be open during regular business hours, and our dedicated team will be available to assist you with any claims or inquiries you may have. We understand that accidents and unforeseen events can happen at any time, and our commitment to providing you with the highest level of service remains unwavering. Office Closed: December 25th and 26th January 1st Thank you for choosing Hillis Adjustment Agency as your trusted partner in managing risk and protecting your assets. We look forward to serving you in the coming year and are excited to continue providing the assistance you need. Wishing you a joyful holiday season and a prosperous New Year! Warm regards, The Hillis Team</image:caption>
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    <lastmod>2025-04-22</lastmod>
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      <image:title>Blog - November 2023 Newsletter - Thankful for YOU!</image:title>
      <image:caption>As the Thanksgiving season approaches, we at Hillis Public Adjusters want to take a moment to express our gratitude for your continued trust and support. It's been our privilege to serve residential and commercial property owners like you over the years. Thanksgiving is a time for reflection, gratitude, and family gatherings. It's also a time when property-related issues can arise due to changing weather conditions and increased activities. In this special Thanksgiving newsletter, we want to provide you with valuable resources and information to help you protect your property and loved ones during this season. 1. Winterizing Your Property: As colder temperatures approach, it's essential to winterize your property. Be sure to: Turn off outdoor water supplies. Inspect your roof for any potential issues. Ensure your pipes are well-insulated. Maintain a minimum indoor temperature of 65 degrees. 2. Fire Safety Tips: As families gather for Thanksgiving feasts, the risk of kitchen fires increases. Ensure your holiday celebrations remain safe by taking proper fire prevention measures, including but not limited to proper use of cooking equipment. 3. Insurance Policy Review: Before the holiday season is in full swing, it's an excellent time to review your insurance policy to ensure you have adequate coverage. Our experts can help you assess your policy and make recommendations based on your specific needs. Schedule a policy review here. 4. Claims Assistance: Should you ever experience property damage or need to file an insurance claim, remember that Hillis Public Adjusters is here to help. Our experienced team can assist you throughout the claims process, ensuring you receive the compensation you deserve. At Hillis, we are committed to helping you protect your most valuable assets, your home or business, especially during the Thanksgiving season. We wish you and your loved ones a safe, joyous, and gratitude-filled holiday season. Wishing you a safe and warm Thanksgiving Season!</image:caption>
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    <lastmod>2025-04-22</lastmod>
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      <image:title>Blog - October 2023 Newsletter - Protecting Your Property During the Spooky Season</image:title>
      <image:caption>As October rolls in, so does the excitement of Halloween and the spooky season. While we all love to decorate our homes, carve pumpkins, and enjoy the eerie ambiance, it's essential to ensure that your property remains safe and secure during this festive time. To help you protect your investment, Hillis Adjustment Agency is here with some valuable tips to keep your home safe and sound throughout the spooky season. Inspect Your Property: Before you begin decorating, take a walk around your property to check for any pre-existing damage or potential hazards. Look for loose roofing materials, damaged siding, or weakened tree branches. Address these issues promptly to prevent accidents during the Halloween festivities. If you have any damage call Hillis for a free consultation. Secure Decorations Safely: When setting up decorations, make sure they are secure and won't become hazards. Avoid blocking pathways, stairs, or exits, as this can pose a safety risk for both you and your guests. Keep electrical cords out of high-traffic areas to prevent tripping. Do NOT affix decorations directly to siding or gutters. Fire Safety: Halloween often involves candles, lanterns, and other open flames. Ensure that all flames are well-contained and never leave them unattended. Consider using LED candles and battery-operated lights as safer alternatives for your decorations. Outdoor Lighting: Proper outdoor lighting can enhance the spooky ambiance while keeping your property safe. Ensure that walkways, driveways, and entrances are well-lit to prevent accidents or falls. Use timers or motion-activated lights to save energy and improve security. Home Security: With the increase in visitors during Halloween, it's crucial to ensure your home security system is working correctly. If you don't have one, consider installing a security camera or an alarm system to deter potential mischief or vandalism. Pet Safety: If you have pets, be mindful of their well-being during the spooky season. Loud noises from fireworks or overenthusiastic trick-or-treaters can stress animals. Keep your pets indoors in a safe and quiet area to reduce their anxiety. Policy Review: Contact Hillis Adjustment Agency to review your home/businessowner's insurance policy. Make sure you understand what is covered and what isn't. This will give you peace of mind in case of any unforeseen events during the Halloween season. By following these tips, you can enjoy the spooky season while protecting your valuable investment – your home. Remember, safety should always come first. If you ever encounter property damage or need assistance with insurance claims, don't hesitate to contact Hillis Adjustment Agency for expert guidance. Wishing you a safe and delightful Halloween season!</image:caption>
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    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/1ccfbd91-ff23-41ab-8194-eab2bfe37500/unnamed+%2815%29.jpg</image:loc>
      <image:title>Blog - September 2023 Newsletter - NOAA HURRICANE FORECAST 2023</image:title>
      <image:caption>...70% chance of 14-21 named storms, of which 6-11 could become hurricanes, and 2-5 could become major hurricanes. The updated outlook also states that current conditions are likely to counterbalance the usually limiting atmospheric conditions associated with the ongoing El Niño event.....Read More</image:caption>
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  </url>
  <url>
    <loc>https://www.hillis1.com/blog/j7olxrd3uw8dgen2b7pi0rr1hbyx25</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/6e03bcd1-10f5-4248-bdb7-748f536e6076/unnamed+%286%29.png</image:loc>
      <image:title>Blog - August 2023 Newsletter - Make it stand out</image:title>
      <image:caption>We are very excited to announce that our monthly newsletter is turning one year old! It has been a pleasure to share with you our expertise and knowledge on all things related to home and business property damage and Insurance Claims. We hope that over the past year, our newsletter has been a valuable resource for you, providing you with the information and resources you need to make informed decisions about your property and what you can do to protect it. Our goal has always been to educate and empower our clients, friends, and families with the tools and knowledge they need to keep their property safe and secure. Thank you for allowing us to serve you over the past 40 years and for being a part of the Hillis Adjustment Agency community. We look forward to bringing you more high-quality content, information, and resources in the months and years to come.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/i1422x737f04btjwy0fpry89f4uaoq</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/d917f158-d665-4839-b8d9-90db775a070e/unnamed+%2811%29.jpg</image:loc>
      <image:title>Blog - July 2023 Newsletter - Make it stand out</image:title>
      <image:caption>The Fourth of July holiday is a time of celebration and reflection as we commemorate our nation's independence and enjoy quality time with loved ones. However, it is essential to prioritize the safety and protection of our homes from potential firework or outside grill damage. As your reliable Public Adjuster, Hillis Adjustment Agency is providing you with some valuable resources and safety tips to help you prepare for the warm summer season and ensure the security of your home.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/0q5vwrmbf8jyf7q85b8y5n1p1j69nw</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/06c320e5-ad06-4d21-bbc7-096951fc742c/unnamed+%285%29.png</image:loc>
      <image:title>Blog - June 2023 Newsletter - Make it stand out</image:title>
      <image:caption>With hurricane season upon us, it's crucial to be prepared for potential storms and their impact. Unfortunately, even with precautions, sometimes nature can still wreak havoc on our homes and businesses. But here's where Hillis Adjustment Agency steps in to help. Our team has been present for every hurricane that has hit our area as well as Florida since 1992. We have the experience and expertise to assist with your Insurance Claims from start to finish. At Hillis, we understand the stress and uncertainty that comes with dealing with storm damage and the insurance company. That's why we offer our services to fight for you to get the maximum payout and take that stress off your shoulders.</image:caption>
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  <url>
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    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/90911a3b-9702-4223-b2ea-c8ffa6284a5b/unnamed+%284%29.png</image:loc>
      <image:title>Blog - May 2023 Newsletter - Make it stand out</image:title>
      <image:caption>Hillis Adjustment Agency would like to extend warm wishes and a Happy Mother's Day to all the mothers out there. As we reflect on the importance of the mothers in our lives, we want to take a moment to show our appreciation for all that you do. Your unwavering love, guidance, and support are the bedrocks of families worldwide. "We" Literally wouldn't be here without you! Mothers play such an important role in each of our lives. As we think back on childhood, adolescent and adult life we are reminded of the value of being proactive in protecting family assets. At Hillis Adjustment Agency, we understand the concerns of mothers when it comes to safeguarding their homes and protecting their families and properties. This is one of the reasons we offer comprehensive claim adjustment services to ensure that you receive the optimal settlement. We urge you all to listen to your mothers, especially when it comes to protecting your property and pursuing insurance claims. Remember, Mom know best, and they know that Hillis Adjustment Agency is the go-to solution for insurance claim disputes. Trust us to represent you and secure the maximum settlement you deserve. Happy Mother's Day from Hillis Adjustment Agency! We are here to support you every step of the way.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/5215433f-a1c9-44bb-9d9f-682f5961250b/unnamed+%2810%29.jpg</image:loc>
      <image:title>Blog - May 2023 Newsletter - Women In Business</image:title>
      <image:caption>Our Women in Business event was a success! We were thrilled to have the opportunity to meet so many driven women and learn about their businesses. We extend a heartfelt thank you to Marci Hamilton of CHILD USA for delivering an inspiring talk during the event. Looking ahead, we're excited to plan our next event and continue fostering a community that's dedicated to inspiring greatness in all facets of life!</image:caption>
    </image:image>
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    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/f3ecfe6c-ad6e-45d4-b1e5-9dbf50256d08/unnamed+%283%29.png</image:loc>
      <image:title>Blog - April 2023 Newsletter - Make it stand out</image:title>
      <image:caption>APRIL 25TH at ﻿THE CROSSING WINERY AND VINEYARD! We are inviting women from all areas of business to join us for a night of networking, cocktails, hors d'oeuvres, and an informational breakout session with guest speaker ﻿Marci Hamilton of CHILD USA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/b7992f47-5947-44f0-9b41-5619a83d50dc/unnamed+%289%29.jpg</image:loc>
      <image:title>Blog - April 2023 Newsletter - Make it stand out</image:title>
      <image:caption>An important topic that often gets overlooked... RENEWING YOUR HOME OR BUSINESS INSURANCE POLICY! As a home or business owner, protecting your property is crucial, and renewing your insurance policy is an essential part of this process.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/9raibjavw9qrjd4surwf5n5t52xwo4</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/dd70bf4a-450d-4926-bb61-31a7ffae4297/unnamed+%281%29.png</image:loc>
      <image:title>Blog - March 2023 Newsletter - Make it stand out</image:title>
      <image:caption>Women In Business! We are inviting women from all areas of business to join us for a night of networking, cocktails, hors d'oeuvres, and an informational breakout session with guest speaker ﻿Marci Hamilton of Child USA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/b08f0e66-8812-49b4-9d06-4cdb682d1777/unnamed+%281%29.jpg</image:loc>
      <image:title>Blog - March 2023 Newsletter - Make it stand out</image:title>
      <image:caption>As the weather warms up, it's a great time to do some spring cleaning for your home or business. Whether you're an owner or renter, performing a few simple steps to clean up your property can help protect you from health issues, fire hazards, backups and more. To help you get started with your spring cleaning, here's a helpful checklist we found from Taste of Home. Check it out and use it to get your space organized and refreshed!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/handling-winter-related-insurance-claims</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-02-16</lastmod>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/hkmyn9nbhpcljkkmao93iw8o349oqh</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/9e15d360-8509-40ce-8d5d-74e9b950cd30/unnamed+%287%29.jpg</image:loc>
      <image:title>Blog - February 2023 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/b110e346-b4d5-4203-b28a-4b9a96d092fb/unnamed+%288%29.jpg</image:loc>
      <image:title>Blog - February 2023 Newsletter - Fire Safety knowledge is important for the protection of your property as well as your family and loved ones!</image:title>
      <image:caption>Fire Safety knowledge is important for the protection of your property as well as your family and loved ones! ﻿Check out the Red Cross Fire Preparedness Checklist Below!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/s478h142ayiszli594pu8v1k0jragy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/46d702e2-2b92-423e-81c5-0f3b2405fa35/unnamed+%282%29.jpg</image:loc>
      <image:title>Blog - January 2023 Newsletter - January</image:title>
      <image:caption>Create a maintenance Schedule for the year!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/08e9661f-fe8e-4c7f-b6b0-de1bca6bf71b/unnamed+%283%29.jpg</image:loc>
      <image:title>Blog - January 2023 Newsletter - February</image:title>
      <image:caption>Tidy up Loose ends around the house. Loose screws, Cabinets, etc.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/38ad58d6-c2dc-4d5c-bb6f-60bd306dd10d/unnamed+%284%29.jpg</image:loc>
      <image:title>Blog - January 2023 Newsletter - March</image:title>
      <image:caption>Clean your gutters and get ready for Spring!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/7cb98c89-ce1b-4b27-b09b-ce96806b7a01/unnamed+%282%29.png</image:loc>
      <image:title>Blog - January 2023 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/bd2258e1-df63-4241-b9e3-b3a6baf46009/unnamed+%285%29.jpg</image:loc>
      <image:title>Blog - January 2023 Newsletter - FLORIDA HURRICANE VICTIMS STRUGGLING WITH INSURANCE CLAIMS</image:title>
      <image:caption>Months after Hurricane Ian hit Southwest Florida, we’re finding out that homeowners with damage are struggling with insurance claim payouts....See ABC News Story Below</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/2de7cddf-656f-4ebd-86c9-e361debf5c7f/unnamed+%286%29.jpg</image:loc>
      <image:title>Blog - January 2023 Newsletter - DROPPED BY YOUR INSURANCE COMPANY?</image:title>
      <image:caption>In California, Insurance Companies are saying there is too much fire risk to Insurance for fire anymore. What other coverages are in danger or being Insured? Take a look..</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/4wg8prohqw538r7b0nzwniy946mpn1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/b60a1d96-7006-438c-8b47-b2e001fc1342/unnamed+%2810%29.png</image:loc>
      <image:title>Blog - December 2022 Newsletter - HAVE YOU RECEIVED A LOW ESTIMATE FROM YOUR INSURANCE COMPANY?</image:title>
      <image:caption>HAVE YOU RECEIVED A LOW ESTIMATE FROM YOUR INSURANCE COMPANY? If you've submitted a claim on your own and haven't received enough money from your Insurance Company to pay for your repairs, Hillis can help!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/d26cb245-6e6d-4158-a651-51b094d581d9/unnamed+%2811%29.png</image:loc>
      <image:title>Blog - December 2022 Newsletter - FROZEN PIPES AND ICE DAMMING</image:title>
      <image:caption>Severe winter weather can cause a range of property damage, from frozen pipes and ice dams to collapsed roofs and water damage. And while your first instinct might be to file an Insurance claim, the process is often more complicated than it seems. That's where Hillis Public Adjusters come in. Public Adjusters are professional claims specialists who advocate on behalf of policyholders to ensure they receive a fair settlement. In this blog post, we'll give you a brief overview of frozen pipe and ice dam claims and explain how public adjusters can help.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/e450b7e4-e268-4f4d-b802-de769e2edaf0/unnamed+%2814%29.jpg</image:loc>
      <image:title>Blog - December 2022 Newsletter - PROTECT YOUR PROPERTY IN THE WINTER</image:title>
      <image:caption>Clean Your Gutters Seal/Reseal Outdoor Wood Trim Install Weather Stripping Inspect The Water Heater Know How to Shut Off Your Water Wrap Exposed Pipes</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/px4tprj5udhpbtqa2f62gcoqn5f7h4</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/b084a3fd-1418-4c69-81b8-9de8d7a7d453/unnamed+%2812%29.jpg</image:loc>
      <image:title>Blog - November 2022 Newsletter - CHOOSING A CONTRACTOR</image:title>
      <image:caption>After a storm there are many decisions that need to be made by you, the home or business owner. One of the most important things is what contractor to use for your repairs. There are many factors that go into choosing a restoration contractor. Our Friends at Merlin Law have some good insights on choosing a contractor after a storm in their latest blog. Check it out!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/a884ae71-2bf2-4160-a864-3cb0a083fdec/unnamed+%2813%29.jpg</image:loc>
      <image:title>Blog - November 2022 Newsletter - Thank you!</image:title>
      <image:caption>Hillis is Thankful for each and every  one of our clients. It is a privilege that you trust us to handle your claim with diligence and care. It is an honor to serve you! Have a Happy Thanksgiving Month!</image:caption>
    </image:image>
  </url>
  <url>
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    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/85f4ebe4-037b-4b80-944b-421d6be08d25/unnamed+%287%29.png</image:loc>
      <image:title>Blog - October 2022 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/42423c19-a0cc-419f-aaa6-d2ebd99fcfb8/unnamed+%288%29.png</image:loc>
      <image:title>Blog - October 2022 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/548baef2-0cbf-4d00-b7ca-5f72bf2cc3c3/unnamed+%289%29.png</image:loc>
      <image:title>Blog - October 2022 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/how-to-avoid-frozen-pipes-during-the-winter</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-20</lastmod>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/the-benefits-of-hiring-a-public-adjuster-for-your-water-damage-insurance-claim</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-15</lastmod>
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  <url>
    <loc>https://www.hillis1.com/blog/frozen-pipe-and-ice-dam-claims</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-15</lastmod>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/the-importance-of-a-public-adjuster</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-15</lastmod>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/vriwyfpje36bcjzg41ax7lzgtb7yrc</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/3247a3fc-fb49-46f2-ad2e-e3414d4b1b3f/HILLIS+NEWSLETTER+SEPTEMBER+2022.jpg</image:loc>
      <image:title>Blog - September 2022 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/88b50b28-57f0-430c-89f2-107e01a73907/HILLIS+NEWSLETTER+SEPTEMBER+2022+%281%29.jpg</image:loc>
      <image:title>Blog - September 2022 Newsletter - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/category/Wedding+Stories</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.hillis1.com/blog/category/Wedding+Tips</loc>
    <changefreq>monthly</changefreq>
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  </url>
  <url>
    <loc>https://www.hillis1.com/our-team</loc>
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    <priority>0.75</priority>
    <lastmod>2026-02-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/8308b85c-bbfb-4c4e-a411-b4211154ca9b/Bob+Hillis+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/4249eeac-12e5-4898-b70e-65451a68a7a0/Laura+Solomon+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/b6dd0df0-d83c-424f-a40e-32d49777db03/Jason+Solomon+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/7c5bbfe6-bebf-4f59-b2ba-e37c394431bb/Tamara+Baez+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/695290e1-b9e6-47d7-93fc-791bdbc49f54/Jonathan+Shuffler+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/698a82f1-5653-4ce2-9345-05426d581f42/Lou+Wein+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/c4c7b1cd-3d38-4652-9bd5-ddefbd84a6a7/Don+Martin+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/3956e207-d310-4fab-9df8-45b748485329/Jessica+Yim+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/166a917f-7c96-4f8d-afce-6fde8fb47301/Dalia+Bryant+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/9d69cb2f-d1f3-4389-b43c-3c4bd063c0f7/Brendon+Conahan+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/c63bbb66-8d30-4bb5-971d-72709f2c9fa5/Deitra+Oliver+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/ca7488b5-365f-4b97-b792-da462e8b3d30/Pat+Kelly+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/c32669ca-b115-4f80-ab5b-f101f092b1dd/Colleen+Cougle+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/8e8b7ff2-4e4b-4fbe-9455-ad5ee8b74b36/Gerard+Bradbury+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/4f4866d0-eea6-4816-8a11-956929fad5fc/Nina+Sims+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/47cb0c42-fc9e-46cf-afad-e5dd36bd5b91/Britnee+Curtis+%281%29.png</image:loc>
      <image:title>Our Team of Experts</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/f4a7683b-7e29-4804-a052-3e831c636393/DSCF5370+%281%29+%282%29.jpg</image:loc>
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    <image:image>
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    <lastmod>2025-02-03</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/16aad77e-843e-4f9f-bc87-2c94093df440/DeniedClaimHillis+%283%29.png</image:loc>
      <image:title>Claims Process - Step 8</image:title>
      <image:caption>Recover Holdback The Insurance Company may “hold back” a portion of the negotiated settlement to ensure all repairs are completed. All invoices, estimates , and receipts for all work completed at the loss property should be sent to Hillis Adjustment Agency. Once received, Hillis Adjustment Agency compiles and submits all invoices, estimates, and receipts to the Insurance Company with a request for release of any holdback money available.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/1655738195494-MKR5625431LI6YKPG39D/unsplash-image-LiPZE3PRhW0.jpg</image:loc>
      <image:title>Fire Damage - Hillis is here to help.</image:title>
      <image:caption>Dealing with fire damage can feel overwhelming. Call Hillis today and let us help you sort it out.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/1655738000970-G316RPQCFRZ39JHRUM94/unsplash-image-UvMsBS_qBFI.jpg</image:loc>
      <image:title>Fire Damage - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
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  <url>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/1657287664194-F99Z1AYR4CMLRR8UHKL5/LeoRossi.jpg</image:loc>
      <image:title>References</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/1657287897928-2H1H59LVEKQYUHXRKW0M/Vincepapale.jpeg</image:loc>
      <image:title>References</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/1657288089542-SE4N3SK2M5RH8H9VVRDO/PretzelFactory.jpeg</image:loc>
      <image:title>References</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hillis1.com/vandalism-theft</loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/1655738780563-SBQZZNN2J1IVNOH25O7B/unsplash-image-wpcNtQxu01E.jpg</image:loc>
      <image:title>Vandalism-Theft - Hillis is here to help.</image:title>
      <image:caption>Dealing with vandalism or theft is never fun. Thankfully, Hillis Adjustment Agency, Inc. is well versed in helping clients deal with such situations.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/a9338e07-1618-4da8-a162-a440393b4c17/pexels-brett-sayles-7848139.jpg</image:loc>
      <image:title>Vandalism-Theft - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/1655739369443-QGR063JVFI03ABJZHI1X/unsplash-image-38wqGW802RM.jpg</image:loc>
      <image:title>Water Damage - Hillis is here to help.</image:title>
      <image:caption>Dealing with water damage can be complex. At Hillis Public Adjusters, we have agents with extensive experience in helping you remedy your water damaged home or business.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/1655739402130-MM0HPGUO88Q0O0JG0PRI/unsplash-image-9Jgn8hSYUFc.jpg</image:loc>
      <image:title>Water Damage - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/1655739671719-G9F20HFEAA7JYJ2MRTHA/unsplash-image-XTZHvQ9MUKI.jpg</image:loc>
      <image:title>Wind Damage - Hillis is here to help.</image:title>
      <image:caption>Hillis Adjustment Agency, Inc. has over 200 years combined experience in dealing with property damage claims.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/261b12bf-62c1-46a4-8bb7-548c83b83592/wind_damage_01.jpeg</image:loc>
      <image:title>Wind Damage - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/1655740029466-RN8AUI67GUCVLWQTHP14/unsplash-image-2cDIzRnVq0Q.jpg</image:loc>
      <image:title>Other Damage - No matter the damage, Hillis is here to help.</image:title>
      <image:caption>Hillis Adjustment Agency, Inc. has over 200 years combined experience in dealing with property damage claims.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/628d3190b7928c2d858ccfe3/c52be892-452b-441d-a3d7-2464d2242348/other2.jpeg</image:loc>
      <image:title>Other Damage - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2025-07-21</lastmod>
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