Originally published September 2026. Events, forecasts, and offers reflect this issue's publication date.

Three Things Every Property Owner Should Do This Fall

September is the perfect time to take a closer look at a home, apartment building, office, retail space, or commercial property and address potential problems before they become costly claims.

Inspect Your Roof and Exterior

  • Look for missing or damaged shingles.
  • Check deteriorated flashing and cracked sealants.
  • Inspect siding and clogged gutters.
  • Look for areas where water could enter the building.

Document Your Property Now

  • Take photos and videos of the roof, exterior, interior spaces, equipment, finishes, and valuable contents.
  • Keep receipts, maintenance records, warranties, and other important documentation in a safe location.

Know Your Insurance Policy Before You Need It

Review the deductible, replacement cost coverage, ordinance or law coverage, business interruption, additional living expenses, and other endorsements that may apply.

Damage Happened? Call Hillis First.

Hillis can help evaluate damage, review available coverage, document and estimate the loss, identify overlooked items, communicate with the carrier, prepare the claim, and negotiate for a fair settlement under the policy.

Before reporting or settling a claim, a conversation with Hillis can help clarify options and whether moving forward with a claim makes sense.

The Hillis Referral App

  • Submit referrals from a phone.
  • Track referral status in real time.
  • Monitor eligible referral rewards in one place.
  • Access Hillis resources, podcasts, blogs, and newsletters.

Eligible referrals are subject to current program terms and state eligibility.

The Hillis Advantage Podcast

The podcast gives homeowners, business owners, and industry partners practical knowledge before, during, and after a claim. It breaks down the insurance process, shares real-world claim experiences, and explains details policies may not clearly explain.

Resources from this issueReport property damage Contact Hillis