November 2025 Newsletter
November brings shifting weather patterns across the regions we serve, from early frost in the Northeast to heavy rain and wind events in the Carolinas and the final stretch of hurricane season in Florida. Hillis Adjustment Agency is here to help you stay proactive and protected before winter sets in.
NORTHEAST PREPARING FOR EARLY WINTER WEATHER
Residents in Pennsylvania, New Jersey, and surrounding areas should begin winterizing homes and businesses.
Check your heating systems by scheduling maintenance for furnaces and boilers before the first freeze.
Prevent frozen pipes by insulating exposed plumbing, especially in basements and crawl spaces.
Inspect your roof and gutters and clear leaves and debris to prevent ice dams and leaks.
Document your property before winter by taking photos of the interior and exterior. This helps verify pre loss conditions if a claim arises later.
CAROLINAS FROM FALL RAINS TO COLD SNAPS
November can bring unpredictable weather, including lingering storm systems and early freezes.
Inspect for storm damage if your property experienced recent hurricanes. Hidden moisture can cause gradual damage and our adjusters can help review any potential ongoing issues.
Prepare for cold fronts by sealing gaps and checking insulation to prevent drafts and moisture intrusion.
Stay informed by signing up for county specific emergency alerts for flooding and high wind.
If you are still dealing with hurricane recovery, reach out for a free policy review.
FLORIDA WRAPPING UP HURRICANE SEASON
Although November marks the end of hurricane season, tropical systems can still develop, so stay alert.
Inspect roofs and exterior structures for missing shingles or compromised seals around vents and flashing.
Clean drainage areas and ensure gutters and downspouts are flowing freely to prevent pooling water near the foundation.
Review your policy coverage and verify your windstorm and flood coverage before renewal season.
HILLIS HELPFUL HINTS
Insurance companies often treat late season storm damage as normal wear and tear instead of storm related loss, especially with roofs, siding, and water intrusion.
Tip from Hillis: Keep a Storm Season File
Start a folder that includes photos of your property, copies of your insurance policy, receipts for recent repairs or maintenance, and a list of trusted contractors or emergency services. This simple step can make your claim process faster and easier if damage occurs.
