September 2025 Newsletter

PROTECTING WHAT MATTERS MOST

At Hillis Adjustment Agency, we know that weather is one of the greatest risks to your home and property. September marks a seasonal turning point. Hurricane season peaks in the South and along the coast, while the Mid Atlantic and Northeast transition into stormier fall weather and prepare for the first signs of cold.

As public adjusters, our role is to protect homeowners, business owners, and congregations when the unexpected happens by making sure insurance companies honor their promises and policyholders receive the recovery they deserve.

This month, we are sharing weather outlooks and home protection tips for Pennsylvania, New Jersey, Florida, and the Carolinas, along with general best practices no matter where you live.

WEATHER OUTLOOK AND HOME PROTECTION

Pennsylvania and New Jersey

• What to Expect:

  • September brings heavy rainfall, flash flooding, and late season thunderstorms.

  • Cooler nights signal the start of roof stress, gutter blockages, and pest intrusion.

• Protect Your Home

  • Clear gutters and downspouts to prevent water backup.

  • Inspect your roof for lifted shingles or small leaks before freezing temperatures arrive.

  • Seal foundation cracks to keep out water and pests.

Florida

• What to Expect:

  • Peak hurricane season continues through mid October. Tropical storms and hurricanes can bring destructive winds, storm surge, and flooding.

  • High humidity keeps mold and water intrusion risks elevated.

• Protect Your Home

  • Trim trees and remove debris that could become windborne hazards.

  • Inspect and reinforce shutters and entry points.

  • Photograph and document your property in case you need to file a claim.

The Carolinas

• What to Expect:

  • Hurricanes and tropical storms remain a major concern through the fall.

  • Inland areas may face severe rain, flash flooding, and strong wind gusts.

  • Mountain regions of North Carolina face mudslide and erosion risks during heavy rain.

• Protect Your Home

  • Check sump pumps and drainage systems before storms arrive.

  • Secure outdoor furniture and equipment.

Review your insurance policy so you know what is covered and what is not.

HILLIS HELPFUL HINTS

Insurance policies contain exclusions and limitations, and many property owners only discover these after a disaster. That is where we step in.

As your public adjusters, Hillis reviews your policy before disaster strikes, advocates for your full recovery rather than the insurance company’s bottom line, and helps you avoid dipping into savings, business funds, or church offerings to rebuild.