July 2025 Newsletter
PROTECTING WHAT MATTERS
As we celebrate Independence Day, we are reminded of the freedom and security we work to protect, not just as a nation, but in our homes and communities. Hillis Adjustment Agency is proud to stand by your side as your advocate when disaster strikes.
This month, while the fireworks light the sky, we are focusing on the real risks that summer brings to homeowners.
As temperatures rise and storms roll in, Hillis is here to help you and your neighbors stay protected, informed, and prepared. This July, we are highlighting two critical topics that impact homeowners across Pennsylvania, New Jersey, the Carolinas, and the Southern states.
HEAT RELATED CLAIMS AND FIRE RISK PREVENTION
Why It Matters
The combination of dry conditions and record breaking temperatures in July increases the risk of electrical fires, air conditioning related malfunctions, and even spontaneous combustion of outdoor equipment or stored flammable materials.
What You Should Know
Electrical fires can be caused by overloaded circuits and outdated wiring, especially with heavy air conditioning use. Review your policy to confirm fire related damage is covered without unexpected exclusions.
Outdoor equipment such as gas, propane, and chemicals should be stored in ventilated and shaded areas, not in direct sunlight or hot garages.
Lightning strikes are more common in July than any other month. Claims for electronics and appliance damage due to power surges should be documented with receipts or photos if possible.
Your Action Plan
Have your HVAC system inspected.
Take photos of your electrical panel, appliances, and key home systems.
Call us before calling your insurance company if something happens, because timing and documentation are critical.
MID SUMMER STORM DAMAGE AND TROPICAL SYSTEMS AND FLASH FLOODS
Why It Matters
While hurricane season peaks in late August and September, early tropical storms and flash floods frequently impact the Southern states and the East Coast in July.
What You Should Know
In the Carolinas and Gulf States, these areas are often first in line for early hurricanes and tropical storms. Wind and rain can create hidden roof damage that only becomes visible months later.
In Pennsylvania and New Jersey, July storms often bring heavy rainfall and urban flooding, which is especially dangerous for basements and crawl spaces.
Your Action Plan
Check gutters, sump pumps, and grading around your home.
Store photos of your roof, siding, basement, and foundation before damage happens.
If you notice any water intrusion, no matter how minor, contact Hillis. We will help determine if a claim is possible and worthwhile.
Local Knowledge Matters
Each of our regions has its own risks. Here is what we are monitoring this month.
Pennsylvania and New Jersey see flash floods, hailstorms, and severe thunderstorm clusters.
The Carolinas see hurricanes, tornadoes, and hailstorms.
Florida sees hurricane activity and wind damage.
Texas sees hailstorms, wildfires, and windstorm damage.
We are your regional experts, equipped to handle claims from roof damage to flooding and everything in between. You do not have to do it alone.
For Contractors and Realtors
Are you a contractor, roofer, or real estate agent seeing property damage in your network? Let us support your clients with free claim consultations and expert documentation. We help keep projects moving and homes market ready.
Contact us to become a referral partner at tbaez@hillispublicadjusters.com.
